They say most younger people want to remain but are less likely to vote. Older people are more likely to want out and are more likely to vote.
The opinion polls sway one way then the other - at present they seem to be saying it will be a very close call - but are they accurate, they got it very wrong for the general election last year.
I really do not feel very well informed on the EU and for all the media coverage and debates in recent months, there is much spin and rhetoric and few reliable facts. I am possibly less clear on many issues now than before it kicked off.
I must say however that I have been dismayed by the campaign of fear - house prices will plummet, every household will be £4,000 worse off, state pensions will be affected etc.
I suspect a great many people remain confused and for me the decision therefore boils down to a gut feeling about Europe.
For me, the three biggest issues are democracy, immigration and the economy.
Most people haven’t a clue who their Euro MEP is or what they do. On average, 2 out of 3 people vote in the general elections but only 1 in 3 vote in the Euro elections. Most people do not relate to the EU, they do not think their vote makes any difference and therefore simply do not bother to vote.
Since the 2008 crash of Lehman Brothers, there has been a general tendency to put aside democratic procedures or to change them into pseudo-democratic processes. The “too big to fail” policy of bank rescue has become a permanent but barely discussed feature. The Troika is another structure living its own life in isolation from democratic procedures - an expert committee composed of representatives of the Commission, ECB and IMF – and no democratic oversight whatsoever.
In the EU laws are proposed by the unelected civil service called the EU Commission and are later approved by the unelected Council of Ministers. Do our so called representatives decide what laws are implemented or is this more the role of the unelected commissioners?
We cannot hold these people to account at the European level and this is profoundly undemocratic. The only way for the UK to regain our sovereignty is by leaving the EU.
Net migration to the UK is running at ~300,000 per year - up from 100,000 in 2004. The government wants to reduce this to ‘tens of thousands’ but has failed to make any inroads into the rising influx. Whilst we remain in the EU we must allow free movement of people from other EU counties to come and live and work here.
This is putting a big strain on services such as our NHS and schools as well as infrastructure, transport and housing. I believe we, not the EU, need to have the final say on numbers of people coming here so that they can be set at a level we need and can assimilate and also where applicants from non-EU countries around the world have an equal opportunity to live and work here.
It seems to me the original ideals of the EEC were noble but they have been overtaken by the inevitable push towards its stated objective of ever closer union - what feels like a wannabe superpower United States of Europe. For this to become a reality, it needs a common currency controlled by a central bank which can control debt and interest rates in relation to every member state.
Unfortunately, the global credit crunch of 2008 exposed the structural flaws in the euro resulting in the near collapse of some of the weaker economies of southern Europe. Those countries had become weaker because they had access to cheap money when they were admitted as members. Greece, Portugal and Ireland could borrow money at the same rates as Germany.
Real estate bubbles were just one of the consequences. Cheap money enabled countries to run up big debts, pay high wages to government employees, and create false prosperity that encouraged consumers to spend and borrow beyond their means.
We all know the consequences when the bubble burst - high unemployment leading to many young people leaving to seek employment elsewhere, and a legacy of huge debts owed to the European banks which will probably never be repaid.
For me, I am convinced project EU can never work. The EU is creaking at the seams - it is a failed experiment. In the lon run, whether we vote to leave or remain will proably not make a great deal of difference. However if the vote turns out to be leave, I imagine the demise will be all the swifter.
Like an animal with some incurable sickness, the kindest act would be to put it down as humanely as possible.
I will be voting to leave on Thursday and will very likely stay up into the early hours to learn of the result which should become clear by around 4 am - I suspect remain may just have it!
Feel free to share any thoughts in the comments below.